Coming soon · iOS & Android

Lend without
losing track.

A clean, private ledger for everything you lend and borrow — per person, in any of 153 currencies with live exchange rates. Works fully offline; sign in only if you want cloud backup & sync.

Get Notified at Launch See Features
153Currencies
LiveFX rates
OfflineFirst
FreeTo start
$
USD 240 received
£
GBP 55 you owe
€
EUR 180 owed
Borro
Net you'll get
+$385.00
You'll get+$610
You owe−$225
People
A
Alex
Dinner
+$240
S
Sara
Flights
+€180
R
Raj
Concert
−₹12,500
M
Mike
Groceries
+A$95

153 supported currencies — every transaction in its own, with live FX rates

🇺🇸US DollarUSD
🇪🇺EuroEUR
🇬🇧PoundGBP
🇮🇳RupeeINR
🇯🇵YenJPY
🇦🇺Australian DollarAUD
🇨🇦Canadian DollarCAD
🇨🇭Swiss FrancCHF
🇨🇳Chinese YuanCNY
🇭🇰Hong Kong DollarHKD
🇰🇷South Korean WonKRW
🇸🇬Singapore DollarSGD
🇳🇿New Zealand DollarNZD
🇿🇦South African RandZAR
🇸🇦Saudi RiyalSAR
🇦🇪UAE DirhamAED
🇹🇷Turkish LiraTRY
🇲🇽Mexican PesoMXN
🇸🇪Swedish KronaSEK
🇵🇭Philippine PesoPHP
🇺🇸US DollarUSD
🇪🇺EuroEUR
🇬🇧PoundGBP
🇮🇳RupeeINR
🇯🇵YenJPY
🇦🇺Australian DollarAUD
🇨🇦Canadian DollarCAD
🇨🇭Swiss FrancCHF
🇨🇳Chinese YuanCNY
🇭🇰Hong Kong DollarHKD
🇰🇷South Korean WonKRW
🇸🇬Singapore DollarSGD
🇳🇿New Zealand DollarNZD
🇿🇦South African RandZAR
🇸🇦Saudi RiyalSAR
🇦🇪UAE DirhamAED
🇹🇷Turkish LiraTRY
🇲🇽Mexican PesoMXN
🇸🇪Swedish KronaSEK
🇵🇭Philippine PesoPHP

Everything you need

Simple on the surface.
Powerful underneath.

Built for the real world — trips with friends, loans to family, business expenses. Every scenario covered.

Per-Person Ledger
Every person gets their own history page — every transaction, running balance, due dates, and notes in one scrollable timeline.
Full history
153 Currencies
Every transaction carries its own currency. Set a home currency and Borro shows a live, exchange-rate conversion beside each amount — updated automatically.
Live FX rates
Reminders & Recurring
Set a due date on any loan and Borro gently reminds you before it's overdue. Mark arrangements as recurring — weekly, monthly, or custom — so nothing slips.
Notifications
Groups & Splits
Create shared groups, split any expense across members instantly, and track who's settled. Set monthly budgets and see group insights at a glance.
Shared budgets
Approvals & Settle Up
Send a transaction for the other person to confirm, request a settlement, or share a QR to settle in seconds. Both sides keep a matching, agreed record.
Two-way confirm
Offline-First & Private
Your ledger lives in a local database on your device and works with no account. Sign in only when you want encrypted cloud backup, multi-device sync, and CSV / PDF export.
Optional cloud backup

Simple by design

Up and running in seconds.

No setup required. Open the app and start tracking immediately — create an account only when you want backup and sync.

1
Add a Person
Create a contact for anyone you lend to or borrow from. Just a name — photo optional.
2
Log a Transaction
Tap to record the amount, direction, currency, due date, and a note. Takes five seconds.
3
Stay Informed
Borro shows each person's live balance and reminds you before due dates arrive.
4
Mark as Settled
When settled, mark it done. The full history stays as your permanent record.

Private by design.

Your ledger lives on your device and works with no account at all. Nothing is uploaded unless you choose to sign in — and even then it's only your own encrypted backup. No ads, ever.

Offline-first by default
No ads, no selling data
Account optional
Your own encrypted backup
Borro app icon

Coming to iOS & Android.

Borro is in final development. Leave your email and we'll send one notification the moment it's live — no spam, ever.

App Store
Play Store

Launching soon — be first to know